d0ctrine
Diamond
- Joined
- 17.08.24
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Always Card the Holidays Its that time of year again. Forget peace on Earth – focus on the annual shopping frenzy known as the holiday season. Christmas is coming and with it a massive surge in online orders. While regular folks are making their wish lists you should be preparing for a different kind of celebration. Thats right – its time to make it rain with other peoples money.
Season for Volume
Heres the deal: the holiday season isnt just about festive lights and eggnog. Its about the money – or in our world the profit. During this time the volume of online orders skyrockets. Were talking Black Friday levels of chaos but for an entire month of desperate shoppers.
Let me set the scene: online holiday spending in the U.S. is projected to hit astronomical numbers this year. Were talking about a serious increase from last years already impressive figures. A massive chunk of that spending happens in the weeks before Christmas. Its a frenzy of gift-buying fueled by holiday stress and a whole lot of marketing.
Every Tom Dick and Harry is rushing to buy presents. Theyre not just buying one or two things; theyre filling their virtual carts with everything from ugly sweaters to the latest gadgets. This creates a massive surge in transactions and thats where you come in you opportunistic bastards.
Carders Playground
With this insane volume of orders three things happen that make our lives easier:
Blend In
First your fraudulent orders become way easier to slip through the cracks. Picture this: millions of legitimate transactions are flooding the system every hour. Your transactions? Theyre barely noticeable. Banks and payment processors are overwhelmed by this tidal wave of holiday spending and their fraud detection systems are stretched thin.
Holiday Antifraud
Heres the best part. During the holidays companies often manually lower the strength of their antifraud systems. Why? Because they dont want to lose out on sales obviously.
Antifraud systems are all about finding that balance between blocking fraud and not pissing off real customers. If the system is too strict it blocks a ton of real orders and the company loses money. If its too lax fraud increases and the company still loses money.
During the holidays the risk of blocking legitimate orders goes up. Imagine a mom trying to buy a PS5 for her kid only to have her card declined because some algorithm thinks shes a fraudster. She wont be happy and might take her business elsewhere. Companies know this so they make their antifraud systems more lenient during peak shopping times.
Think of it like a bouncer at a club. During a normal night hes checking IDs strictly. But on New Years Eve when the line is long and the club is packed hes more lenient because he knows that being too strict will ruin the party. Companies are doing the same damn thing with their antifraud systems.
Phishing Frenzy
Its not just the legitimate orders and transactions that are hitting record highs during the holidays. Oh no my friends its also prime time for the scamshops and phishers. These fuckers are out in full force taking advantage of the shopping frenzy like the parasites they are.
Think about it: everyones in a hurry frantically trying to snag those last-minute deals. Theyre clicking on links entering their details and generally being less cautious than usual. These suckers are practically begging to have their credentials stolen. During this time your shitty little scamshops are going to be pulling in traffic.
When you run those shady ads on Google and Facebook youre going to see high click-through rates. People are so desperate for deals that theyll click on anything that even remotely resembles a bargain. Your conversion rates will be impressive. More people are checking out fewer are abandoning their carts. Every metric you give a shit about is spiking: clicks conversions completed checkouts. Youre going to be drowning in stolen credit card details more than you can ever use.
Toast to the Year
So there you have it. The holiday season isnt just a time for giving and receiving; its a time for taking what you want. Its a period when the sheer volume of transactions works in your favor and the gatekeepers of fraud prevention are busy elsewhere.
As you embark on your festive fraud spree remember these lessons. Embrace the chaos blend in with the masses and take advantage of the lowered defenses. And never forget that the best gifts are the ones you dont have to pay for.
So go forth my crew of criminals and card the hell out of the holidays. May your stockings be filled with ill-gotten gains and may your new year be filled with even more profits. Cheers to a season of successful carding and remember: when it comes to holiday fraud its better to give than to receive—especially when youre giving other peoples money away. Happy holidays you bastards! d0ctrine out.
